Male Living Will

I, _____________________, of ______________________, being of sound mind, do hereby willfully and voluntarily make known my desire that my life not be prolonged under any of the following conditions, and do hereby further declare:

1. If I should, at any time, have an incurable condition caused by any disease or illness, or by any accident or injury, and be determined by any two or more physicians to be in a terminal condition whereby the use of "heroic measures" or the application of life-sustaining procedures would only serve to delay the moment of my death, and where my attending physician has determined that my death is imminent whether or not such "heroic measures" or life-sustaining measures are employed, I direct that such measures and procedures be withheld or withdrawn and that I be permitted to die naturally.

2. In the event of my inability to give directions regarding the application of life-sustaining procedures or the use of "heroic measures", it is my intention that this directive shall be honored by my family and physicians as my final expression of my right to refuse medical and surgical treatment, and my acceptance of the consequences of such refusal.

3. I am mentally, emotionally and legally competent to make this directive and I fully understand its import.

4. I reserve the right to revoke this directive at any time.

5. This directive shall remain in force until revoked.

IN WITNESS WHEREOF, I have hereto set my hand and seal this __ day of _____________, 20__.

___________________________

Declaration of Witnesses

The declarant is personally known to me and I believe him to be of sound mind and emotionally and legally competent to make the herein contined Directive to Physicians. I am not related to the declarant by blood or marriage, nor would I be entitled to any portion of the declarant's estate upon his decease, nor am I an attending physician of the declarant, nor an employee of the attending physician, nor an employee of a health care facility in which the declarant is a patient, nor a patient in a health care facility in which the declarant is a patient, nor am I a person who has any claim against any portion of the estate of the declarant upon his death.
__________________________ __________________________

__________________________ __________________________

__________________________ __________________________

NOTICE

The information in this document is designed to provide an outline that you can follow when formulating business or personal plans. Due to the variances of many local, city, county and state laws, we recommend that you seek professional legal counseling before entering into any contract or agreement.

Declaration of Irrevocable Trust

This Declaration of Irrevocable Trust is made this __ day of ______________, 20__, by and between _____________, of _____________________, hereinafter called the Trustor, and ________________, of _____________________, hereinafter called the Trustee.

I

The Trustor hereby irrevocably assigns, conveys and gives to the Trustee, in trust, the following property:

(Description of Property)

II

The Trustee shall receive and hold said property, together with any additions thereto, in trust for the use and benefit of:

III

This trust shall be irrevocable and unamendable. I am aware of the consequences of establishing an irrevocable trust and hereby affirm that the trust created by this agreement shall be irrevocable by me or by any other person, it being my intention to make to the beneficiary/beneficiaries named herein an absolute gift of the property described in paragraph ONE, above.

IV

This agreement and the trust created hereby shall be administered, managed, governed and regulated in all respects according to applicable statutes of the State of __________.

V

The Trustee, in addition to all other powers granted by this agreement and by law, shall have the following additional powers with respect to the trust, to be exercised from time to time at the Trustee's discretion:

Management of the Trust

To invest and reinvest, lease, rent, mortgage, insure, repair, improve or sell any of the real and personal property of the trust as he may deem advisable.

Business Interests

To sell or otherwise liquidate, or to continue to operate at his discretion, any corporation, partnership or other business interest which may be received by the trust.

Mortgages, Pledges and Deeds of Trust

To enforce any and all mortgages, pledges and deeds of trust held by the trust and to purchase at any sale thereunder any such real estate or personal property subject to any mortgage, pledge or deed of trust.

Litigation

To initiate or defend, at his discretion, any litigation affecting the trust.

Attorneys, Advisors and Agents

To employ and to pay from the trust reasonable compensation to such attorneys, accountants, brokers, and investment, tax and other advisors as he shall deem advisable.

Adjustment of Claims

To submit to arbitration, to compromise or to release or otherwise adjust, with or without compensation, any and all claims affecting the trust estate.

VI

No bond for the faithful performance of duties shall be required of any Trustee appointed under this agreement.

VII

The Trustee shall receive reasonable compensation for the services performed by him, but such compensation shall not exceed the amount customarily received by corporate fiduciaries in the area for like services.

VIII

No Trustee of the trust created by this agreement shall at any time be held liable for any action or default of himself, or of his agent, or of any other person in connection with the administration and management of this trust unless caused by his own gross negligence or by commission of a willful act of breach of trust.

IX

The Trustee, by joining in the execution of this agreement, hereby signifies his acceptance of this trust.

X

The Trustee shall have sole authority to determine what shall be defined as income and what shall be defined as principal of the trust established by this agreement, and to determine which costs, taxes and other expenses shall be paid out of income and which shall be paid out of principal.

XI

In the event that any portion of this agreement or the trust created hereby shall be held illegal, invalid or otherwise inoperative, it is my intention that all of the other provisions
hereof shall continue to be fully effective and operative insofar as is possible and reasonable.

IN WITNESS WHEREOF, the parties hereto have executed this agreement the day and year first above written.

______________ _______________
Trustor

________________________

______________ _______________
Trustee

________________________

I, the undersigned spouse of the above-described Trustor, do hereby waive and relinquish any and all claim to whatever community-property rights I may have in the hereinabove-described property and do give and grant my assent to the trust and to the
incorporation therein of said property.

_________________ __________________
Legal Spouse of Trustor

______________________

STATE OF _________________)
) ss:
COUNTY OF ________________)

On this __ day of ______________, 20__, before me personally came and appeared _________________ and _________________, known, and known to me, to be the individuals described in and who executed the foregoing instrument, and who duly acknowledged to me that they executed same for the purpose therein contained.

IN WITNESS WHEREOF, I hereunto set my hand and official seal.

_______________________

My Commission Expires: _______________

NOTICE

The information in this document is designed to provide an outline that you can follow when formulating business or personal plans. Due to the variances of many local, city, county and state laws, we recommend that you seek professional legal counseling before entering into any contract or agreement.

Female Living Will

I, _____________________, of _____________________, being of sound mind, do hereby willfully and voluntarily make known my desire that my life not be prolonged under any of the following conditions, and do hereby further declare:

1. If I should, at any time, have an incurable condition caused by any disease or illness, or by any accident or injury, and be determined by any two or more physicians to be in a terminal condition whereby the use of "heroic measures" or the application of life-sustaining procedures would only serve to delay the moment of my death, and where my attending physician has determined that my death is imminent whether or not such "heroic measures" or life-sustaining measures are employed, I direct that such measures and procedures be withheld or withdrawn and that I be permitted to die naturally.

2. In the event of my inability to give directions regarding the application of life-sustaining procedures or the use of "heroic measures", it is my intention that this directive shall be honored by my family and physicians as my final expression of my right to refuse medical and surgical treatment, and my acceptance of the consequences of such refusal.

3. If I have been diagnosed as pregnant and such diagnosis is known to my physicians, this directive shall have no force or effect during the course of my pregnancy.

4. I am mentally, emotionally and legally competent to make this directive and I fully understand its import.

5. I reserve the right to revoke this directive at any time.

6. This directive shall remain in force until revoked.

IN WITNESS WHEREOF, I have hereto set my hand and seal this __ day of _____________, 20__.

___________________________

Declaration of Witnesses

The declarant is personally known to me and I believe her to be of sound mind and emotionally and legally competent to make the herein contained Directive to Physicians. I am not related to the declarant by blood or marriage, nor would I be entitled to any portion of the declarant's estate upon her decease, nor am I an attending physician of the declarant, nor an employee of the attending physician, nor an employee of a health care facility in which the declarant is a patient, nor a patient in a health care facility in which the declarant is a patient, nor am I a person who has any claim against any portion of the estate of the declarant upon her death.
________________________ ____________________

________________________ ____________________

________________________ ____________________

NOTICE

The information in this document is designed to provide an outline that you can follow when formulating business or personal plans. Due to the variances of many local, city, county and state laws, we recommend that you seek professional legal counseling before entering into any contract or agreement.

Retainer

STATE OF _____________
COUNTY OF ____________

KNOW YE ALL MEN BY THESE PRESENTS,

This Agreement is made and entered into this ___ day of ____________, 20__, by and between ______________, of ____________________, hereinafter called the "Attorney", and __________________, of _____________________, hereinafter called the "Client".

Client hereby retains and employs Attorney to:

(Describe Services to be Provided)

Attorney shall charge for his services at the rate of $______ per hour for time actually devoted to the service of Client. Client agrees to pay Attorney each month for services rendered during the preceding month, together with reimbursement for all expenses pertaining thereto.

In consideration for said payment, Attorney agrees to perform to the best of his abilities and to exhibit due diligence in the conduct of said services.

In the event legal action is required to enforce any provision of this Agreement, the prevailing party shall be entitled to recover reasonable attorney's fees and costs.

IN WITNESS WHEREOF, the parties hereto have executed this Agreement on the date first above written.

__________________________

__________________________



NOTICE
The information in this document is designed to provide an outline that you can follow when formulating business or personal plans. Due to the variances of many local, city, county and state laws, we recommend that you seek professional legal counseling before entering into any contract or agreement.

Warranty Deed

Warranty deed made this ________________ 20_____ __________________ [name of seller] whose address is _________________________ [address] City of _________________ , County of _______________ State off ________________ or the consideration of _______________ Dollars, ($ ________ ) _________________ [name of buyer] whose address is ______________________________ City of ___________________ County of _________________ , State of ________________ does hereby transfer all of his interest in the following real property situated in the County of ___________________ State of _______________ ;

[insert legal description]
address is________________________

Together with the tenements, hereditaments, and appurtenances thereunto belonging, and the rents, issues and profits thereof and warrants the title to same.

_______________________

[Signature]

[Acknowledgment]

Waiver Of Lien

On _______________ [date], __________________________ [name of claimant], of ______________________ [address] , City of ________________ [city], County of _____________________ [county], State of ________________ [state], entered into a contract with _________________________ [name of owner], to furnish______________________
_______________________________ [description of labor andmaterials] for the _______________________ [construction or work performed] on property owned by ________________________ [name of owner], of ________________________ [property address where work was performed], the description of which is as follows:

In consideration of _____________________ [amount] Dollars,($ _________ ), receipt of which is hereby acknowledged, _____________________ [claimant] hereby waives any right to claim a mechanic's lien against the above described property, or any improvements thereon, in order to secure payment for the services he has furnished under the herein mentioned contract.

This waiver has been executed by ________________________ [claimant] voluntarily and with full knowledge of the rights afforded him under the laws of the State of ___________________ [state]

Dated:________________________

______________________

[Signature]

Termination of Lease Obligation

This release agreement made on _____________ [date] , by _________________ [name of lessor] , of __________________ [address] , City of _____________ [city] , County of ____________ [county] , State of _______________ [state] , herein referred to as "Lessor", and ___________________ [name of lessee] , of ___________________ [address] , City of ________________ [city] , County of _________________ [county] , State of ______________ [state] , herein referred to as "Lessee".

On ______________ [date] , a lease agreement was executed between lessor and lessee for the premises located at __________________ [address] , a copy of which is attached hereto and made a part hereof.

[facts giving rise to this release]

The parties desire to settle all claims of lessor with respect to said lease and to terminate all obligations of either party thereunder.

Therefore, in consideration of ______________ [amount] ($________ ) Dollars, from lessee, receipt of which is hereby acknowledged, lessor does hereby release lessee from all obligations and duties of lessee set forth in the above referenced lease and lessor, for himself, his heirs, his legal representatives and his assigns also releases lessee, his heirs, his legal representatives and his assigns from all claims, demands and causes of action that lessor had, has or may have against lessee or against his heirs, legal representatives or assigns in regard to said lease.

In consideration of the release set forth above, lessee hereby surrenders all rights in and to the subject leased premises. That possession of said premises shall be delivered up to lessor immediately upon the execution of this instrument, and that lessor is relieved of any responsibilities or obligations under the aforementioned lease.

In witness whereof, the parties to this agreement have executed this instrument at _______________ [place of execution] this ___ [day] of _________ [month] , _______ [year] .

_____________________
_____________________
[Signatures]

[Acknowledgment]

Subordination Agreement To Secured Debt

FOR VALUE RECEIVED, the undersigned having or acquiring a security interest in the following collateral of _________________ [Debtor], hereby agrees that said security interest shall be subordinate to security interest or lien of _________________, dated ___________, 20__, in the following collateral of the security agreement: [Describe]
_____________________
_____________________

Signed under seal this __ day of _____________, 20__.

_____________________

Assented to:
________________________________
Debtor

Lease Renewal Agreement

Lessor__________________

Cust: #__________
Cont. #__________

Address:___________________

Co. #__________

Lessee:______________________

Address:____________________

_____________________________

1. WHEREAS, ________________ and Lessee heretofore entered into a rental agreement, dated __________ herein called "Original Agreement", pursuant to which _________ furnished for Leasee a ___________________, as identified above, and,

WHEREAS, Lessor and Lessee desire at this time to further extend and amend said original agreement as hereinafter set forth.

2. NOW, THEREFORE, it is mutually agreed that the "Original Agreement" shall be further extended and amended as follows:

(a) The payments under this agreement shall continue in effect for the period of _____________months ending __________________ and the Lessee shall pay a monthly rental of _____________ plus applicable sales tax for each and every calendar month throughout the term of this agreement commencing the ____day of ___________, and ending the ____day of ________________.

3. All of the terms and provisions of said "Original Agreement" except as herein modified, are to remain in full force and effect and are made a part of this Renewal Agreement.

LESSOR:

LESSEE:

By__________________

By___________________

Accepted______________________

Title________________________

By__________________________

Payments Under This Contract
Personally Guaranteed By:

Title_________________________

______________________________

Revocation Of Power Of Attorney

KNOW ALL MEN BY THESE PRESENTS:

That the _____________ [General or Special] Power of Attorney executed by _____________________ [name of principal] and recorded in book ____________ , at page ______ , of the records of _____________ County, State of ____________________ , by which the undersigned _________________________ [name of principal] constituted _____________________ [name of attorney] attorney for the purpose set forth in said Power of Attorney, is hereby wholly revoked, cancelled and annulled.

Dated:

____________________________

NOTE: THIS FORM SHOULD NOTARIZED.

Rental Agreement Weekly

This agreement, entered into this____ day of _______, 20__ by and between ______________ and _______________ hereinafter called respectively Lessor and Lessee.

WITNESSETH; That for and in consideration of the payment of the rents and the performance of the covenants contained on the part of the Lessee, said Lessor does hereby demise and let unto the Lessee, and Lessee hires from Lessor for use as a residence those certain premises described as __________________ located at __________________ for a tenancy from week-to-week commencing on the __day of __________, 20__ to the __day of _________, 20__, at a weekly rental of __________________ dollars per week, for a total rental of _______________, payable in advance on the first day of occupancy.

It is further mutually agreed between the parties as follows:
1. Lessee shall not violate any city ordinance or state law in or about the premises.
2. Lessee shall not sub-let the demised premises, or any part thereof, or assign this agreement without the written consent of the Lessor.
3. Lessee, in case of fire or theft, shall give immediate notice thereof to the Lessor or agent of same.
4. Lessee must not make any alterations or improvements to said premises, without written consent of Lessor.
5. If legal action takes place or must be instituted by Lessor, Lessee agrees to pay all costs, expenses and to pay all attorney's fees, as the court may affix.
CHECK IN TIME__________ DATE________________
CHECK OUT TIME_________ DATE________________

Cooking utensils and kitchen equipment are (not) furnished. Linens and bedding are, are not, furnished.

A $ ____________ deposit in advance is required to reserve each week. This deposit is not refundable.

A $ ____________ cleaning deposit is required at the time of check-in. This deposit will be refunded if premises are left in clean condition. If cleaning expenses must be incurred by Lessor to restore the premises to the condition they were in at the time of Lessee's occupancy, the amount necessary for said restoration will be deducted from the cleaning deposit and the balance, if any, will be refunded to Lessee.

__________________________
Lessor

________________________
Lessee

Release Of Lien 2

KNOW ALL MEN BY THESE PRESENTS:

That the undersigned, for and in consideration of the payment of the sum of _____________________ DOLLARS($ ________ ), paid by _____________________, receipt of which is hereby acknowledged, hereby releases and quitclaims to the said ________________________, its successors and assigns, and to _____________________ the owner, all liens, lien rights, claims or demands of any kind whatsoever, which the undersigned now has or might have against the building on premises legally described as _____________________________ [legal description]

on account of labor performed and/or material furnished for the construction of any improvements thereon. That all labor and materials used by the undersigned in the erection of said improvements have been fully paid for.

Date_____________

_______________________

[Signature]

IN WITNESS WHEREOF, I have hereunto set my hand seal this _____day of ______________, _______________

WITNESSES

________________(SEAL)

__________________________

__________________________

BY_________________________

Release Of Lien

On _______________ [date], _____________________ [name of lienholder], of ___________________ [address] , City of ________________ , State of ________________ , entered into an agreement with ___________________ [name of person], of ________________ [address] , City _______________ of , State ______________ of to ____________________ [subject of lien] at the property of ______________________ [property owner], of ____________________ [address] , which property is described as follows:

On _______________ [date] , ___________________ [lienholder] caused a lien to be recorded against the property described herein in the office of ______________ , of the County of _______________ , State of ________________ . Said lien was duly recorded in Volume _____ , page _____ , of _________________ .

In consideration of ________________ [amount] Dollars, ($ _______ ), receipt of which is hereby acknowledged, _______________ [lienholder] releases the above described property and its owner, ___________________ [name of owner] from any and all liability arising from the services performed by __________________ [lienholder] under the term and conditions of the herein referenced contract, and does hereby authorize and direct that the above mentioned lien be discharged of record.

Dated: _________________

________________________

[Signature]

Release Of Deed

This release made [date] ______________ , between __________________, herinafter referred to as "Releasee", of [address] _____________________ , and _______________, hereinafter referred to as "Releasor", of [address] __________________

Whereas, Releasor desires to settle and has delivered to releasee a deed to the following property: ________________________

In and for consideration of this deed, the receipt of which Releasee hereby acknowledges, Releasee hereby releases [reason for giving release] _____________________

Dated: ___________

________________________

[Signature]

[Acknowledgment]

Release Of Claims

In consideration of the sum of [amount] _________________ Dollars, ($ ________ ), the receipt of which is hereby acknowledged, [name of creditor] _____________________ of [address] _____________________ , City of __________________ , County of ___________________ , State of ____________________ , does hereby release and discharge the estate, administrator, executor and heirs of the decedent from any and claims that [name ofcreditor] _____________________ has or may have in the future against the estateof [name of deceased] _____________________ , deceased.

Dated: _____________

_____________________

[Signature]

[Acknowledgement]

Quitclaim Deed

This quitclaim deed made on ______________ [date], between ___________________ [name of transferor], of _________________________ [address], ________________ [city], ____________________ [county], ________________ [state], and ___________________________ [name of transferee], of _________________________ [address], _______________ [city], _________________ [county], _________________ [state].

That for and in the consideration of the sum of ______________ [amount] Dollars, ($ ____________ ), the receipt of which is hereby acknowledged, ______________________ [name of transferor] does hereby release, remise and forever quitclaim unto _______________________ [name of transferee] al lof his interest, if any, in that certain real property commonly known as ______________________________ [street address or acreage], located in the City of ________________ , County of __________________ , State of ___________________, described as follows: ________________________________

[legal description]

Together with all the tenements, hereditaments, and appurtenances thereunto belonging, and the reversions, remainders, rents, issues, and profits thereof.

To have and to hold, all and singular the premises, with the appurtenances, unto _______________________ [name of transferee] and his heirs andassigns forever.

In witness whereof, ______________________ [name of transferor] has hereunto this day and year as set forth above.

_____________________

[Signature]

[Acknowledgment]

Promissory Note - Installment

___________________________ [city,state,date]

FOR VALUE RECEIVED, we the undersigned, jointly and severally, promise to pay to the order of ________________ [name of lender], ___________________ [city, state] , the sum of _____________________ ($ ______ ) Dollars with interest on any unpaid balance from _____________ [date] at the rate of ____ percent per annum, and payable in equal successive monthly installments of ___________ Dollars in lawful money of the United States of America, commencing on the day ____ of each and every month thereafter until paid except the final installment which shall be the balance due on this note. If any installment be not paid when due, the undersigned promise to pay collection charges of ________ per dollar of each overdue installment, or the actual cost of collection, whichever is greater and the entire amount owing and unpaid hereunder shall at the election of the holder hereof forthwith become due and payable, and notice of such election is hereby waived. The undersigned promises to pay all reasonable attorney's fees incurred by the holder hereof in enforcing any right or remedy hereunder. All sums remaining unpaid on the agreed or accelerated date of the maturity of the last installment shall thereafter bear interest at the rate of _____ percent per month. The undersigned authorizes the holder to date and complete this note in accordance with the terms of the loan evidenced hereby, to accept additional co-makers, to release co-makers, to change or extend dates of payment and to grant indulgences all without notice or affecting the obligations of the undersigned, and hereby waives;
a. Presentment, demand, protest, notice of dishonor and the notice of nonpayment;
b. The right, if any, to the benefit, or to direct the application of, any security hypothecated to the holder, until all indebtedness of the maker to the holder, howsoever arising shall have been paid;
c. The right to require the holder to proceed against the maker, or to pursue any other remedy in the holder's power;

And agrees that the holder may proceed against any of the undersigned, directly and independently of the maker and that the cessation of the liability of the maker for any reason other than full payment, or any extension, forebearance, change of rate of interest, acceptance, release, substitution of security, or any impairment or suspension of the holder's remedies or rights against the maker, shall not in anywise affect the liability of any of the undersigned hereunder. All obligations of the makers if more than one, shall be joint and several.

__________________________
__________________________

Note Secured By Deed Of Trust

(STRAIGHT NOTE)

$_____________ ________ [city and state] ______ __ [date] ___ _______________after date for value received I promise to pay to _____________________ or order, at ____________________ payable___________________ or sooner, secured by Assignement of Deed of Trust on the following described land:

(Legal Description)

Should default be made in payment of principal or interest, the whole sum of principal and interest shall, at the option of the holder of theis note, become immediately due. Principal and interest payable in lawful money of the United States. If action is instituted on this note, the undersigned promises to pay such sum as the Court may adjudge as attorney's fees. This note is secured by a Deed of Trust to __________________.

_________________ ___________________

_________________ ___________________

Promissory Note - Installment With Acceleration

_________________
_________________
_________________
[city, state, date]

FOR VALUE RECEIVED, WE, THE UNDERSIGNED, jointly and severally promise to pay, in lawful money of the United States of America, to the order of ___________________ [name of lender] at ______________________ [address of lender], ______________ [amount] ( _______ ) Dollars in installments as follows:

___________________ [amount of payment] on ______________ [date], and ___________________ [number] successive payments of _____________ [amount] beginning on ________________ [date of payment] together with a delinquency charge on each installment in default for days in an amount equal to percent of such installment but not less than $ __________ .

In the event of default in the payment of any of the said installments or said interest when due as herein provided, time being of the essence hereof, the holder of this note may, without notice or demand, declare the entire principal sum then unpaid immediately due and payable.

The holder of this note may, with or without notice to any of us, cause additional parties to be added hereto, or release any party hereto, or revise, extend, or renew the note, or extend the time for making any installment provided for herein, or accept any installment in advance, all without affecting the liability of us, or any of us, hereon.

If suit be commenced on said note, the parties hereto jointly and severally agree to pay to the holder of said note a reasonable attorney fee.

The borrower agrees to pay a reasonable collection charge should collection be referred to a collection agency or to the payee`s collection facilities.

The parties hereto, jointly and severally, hereby waive presentment, demand, protest, notice of dishonor and/or protest and notice of nonpayment; the right, if any, to the benefit of, or to direct the application of, any security hypothecated to the holder until all indebtedness of the borrower to the holder shall have been paid; the right to require the holder to proceed against the borrower, or to pursue any other remedy in the holder's power; and agree that the holder may proceed against us directly and independently of the borrower, and that the cessation of liability of the borrower for any reason, other than full payment, or any revision, renewal, extension, forebearance, change of rate of interest, or acceptance, release or substitution of security, or any impairment or suspension of the holder's remedies or rights against the borrower, shall not in anywise affect the liability of any of the parties hereto.

The parties hereto hereby authorize ______________ [payee] to date this note as of the day when the loan evidenced hereby is made and to complete this note in any other particular according to the terms of the said loan.

It is agreed that if the parties hereto, or any of them at any time fail in business or become insolvent, or commit an act of bankruptcy, or if any deposit account or other property of the parties hereto, or any of them, be attempted to be obtained or held by writ of execution, garnishment, attachment, or other legal process, or if any assessment for taxes against the parties hereto, or any of them, other than taxes on real property, is made by the federal or state governemt, or any department thereof, or if the parties hereto fail to notify you of any material change in their financial condition, then, and in such case all of the obligations of the parties hereto to you, or held by you, shall at your option immediately become due and payable without demand or notice.

Signatures Address
________________ _________________
Borrower

________________ _________________
Co-Maker

Promissory Note

[Installment Note - Short Form]

FOR VALUE RECEIVED, the undersigned jointly and severally promise to pay to the order of _______________, the sum of _____________ [$________] Dollars, together with interest thereon at the rate of ___% per annum on any unpaid balance.
Said sum, inclusive of interest, shall be paid in __________ [monthly/weekly] installments of $__________ each, with a first payment due ____________, 20___, and a like amount on the same day of each [month/week] thereafter until the full amount of this note and accrued interest shall be fully paid. All payments shall be first applied to accrued interest and the balance to principal. The undersigned reserves the right to pre-pay this note in whole or in part without penalty.
This note shall be fully payable upon demand of any holder in the event the undersigned shall default in making any payments due under this note within ________ days of its due date.
In the event of any default, the undersigned agreed to pay all reasonable attorney fees and costs of collection to the extent permitted by law. This note shall take effect as a sealed instrument and be enforced in accordance with the laws of the payee's state.

Dated: ________________

________________________________

Notice Of Public Sale Of Collateral

Date: ________________

To: __________________ [Debtor]

You are hereby given notice that the collateral covered under our security agreement shall be sold at public auction as follows:

Date: _____________

Time: _____________

Location: ___________________

You will be held liable for any deficiency resulting from said sale.

You may redeem this property by paying the amount due and accrued costs of foreclosure at any time prior to the time of sale.

Very truly,

____________________________
Secured Party

Power Of Attorney

KNOW ALL MEN BY THESE PRESENTS:

________________ [individual] , hereinafter referred to as PRINCIPAL, in the County of ___________ State of __________ , do(es) appoint _________________ [individual] his (her) true and lawful attorney.

In principal's name, and for principal's use and benefit, said attorney is authorized hereby;

(1) To demand, sue for, collect, and receive all money, debts, accounts, legacies, bequests, interest, dividends, annuities, and demands as are now or shall hereafter become due, payable, or belonging to principal, and take all lawful means, for the recovery thereof and to compromise the same and give discharges for the same;

(2) To buy and sell land, make contracts of every kind relative to land, any interest therein or the possession thereof, and to take possession and exercise control over the use thereof;

(3) To buy, sell, mortgage, hypothecate, assign, transfer, and in any manner deal with goods, wares and merchandise, chooses in action, certificates or shares of capital stock, and other property in possession or in action, and to make, do, and transact all and every kind of business of whatever nature;

(4) To execute, acknowledge, and deliver contracts of sale, escrow instructions, deeds, leases including leases for minerals and hydrocarbon substances and assignments of leases, covenants, agreements and assignments of agreements, mortgages and assignments of mortgages, conveyances in trust, to secure indebtedness or other obligations, and assign the beneficial interest thereunder, subordinations of liens or encumbrances, bills of lading, receipts, evidences of debt, releases, bonds, notes, bills, requests to reconvey deeds of trust, partial or full judgments, satisfactions of mortgages, and other debts, and other written instruments of whatever kind and nature, all upon such terms and conditions as said attorney shall approve.

Giving and granting to said attorney full power and authority to do all and every act and thing whatsoever requisite and necessary to be done relative to any of the foregoing as fully to all intents and purposes as principal might or could do if personally present.

All that said attorney shall lawfully do or cause to be done under the authority of this power of attorney is expressly approved.

Dated: ____________

/s/__________________